FTHBI Calculator

Home Purchase Information

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Mortgage Terms

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FTHBI Incentive Details

FTHBI Program Requirements
  • Maximum home value: $1,200,000 CAD
  • Maximum annual income: $150,000 CAD
  • Minimum down payment: $50,000 CAD (5%)
  • Maximum incentive amount: $75,000 CAD
  • Property types: New homes, resale homes, condominiums
  • Location: Must be owner-occupied within 12 months

First-Time Home Buyer Incentive

Government assistance through equity sharing or interest-free loans

FTHBI Eligibility

Income under $150k CAD, first-time buyer, adequate down payment

Professional Guidance

Consult qualified professionals for personalized FTHBI advice

FTHBI Program Disclaimer
  • FTHBI incentives are subject to government approval and eligibility criteria
  • Maximum incentive is the lesser of 5% of purchase price or $75,000 for new homes
  • Maximum incentive is the lesser of 10% of purchase price or $75,000 for resale homes
  • Income and home value limits must be met at time of application
  • The government shares in the property's equity appreciation
  • Property must be owner-occupied within 12 months of purchase
  • Results are estimates - consult qualified professionals for personalized advice

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What people have to say

We had a wonderful experience with Deepinder Sidhu, the best mortgage broker in surrey! She makes sure we understood all our options and helped us to get the lowest interest rate possible. Great communication and top-quality service . I would highly recommend her for anyone looking for mortgage broker in Surrey.

Charanjeet Singh

Someone referred me to Deepinder Sidhu, and I’m so glad they did. She is the best mortgage broker in Surrey! As a first-time homebuyer, I had many questions, and she made the entire process—from pre-approval to closing—smooth and stress-free. Highly recommend her!

Monish patel

I had a great experience working with Deepinder Sidhu as my mortgage agent. She was professional, knowledgeable, and very responsive throughout the entire process. She explained everything clearly and helped me find the best option for my needs, making the experience smooth and stress-free. I would highly recommend her to anyone looking for a reliable mortgage professional.

Abhishek Narula

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